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You can request one free credit report every year at from each of the three main credit agencies: equifax, Experian, and TransUnion. Companies use the information in your credit report to calculate credit scores. What is a credit score? Your credit score is calculated using the information in your credit report.

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Customers previously had to pay £14.99 a month to access their Experian credit score. Experian has made its credit scores free for all. It’s being provided as part of CreditMatcher, the credit report.

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