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Why Do Mortgage Lenders Need to See My Bank Statements? Reader question: "I’ve read that mortgage lenders usually ask for bank statements when someone applies for a mortgage loan. According to John Allasio from Quicken Loans: "if your assets. haven’t been in your bank account.
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Applying to multiple mortgage lenders allows you to compare rates and fees to find the best deal. It generally makes sense to pay higher closing costs for a lower interest rate when you plan to keep the mortgage for many years, as your interest rate savings eventually surpass the higher closing costs.